Builder Spec Home Financing

Welcome to SpecMoney! is the nationwide resource center for builder finance for residential and commercial construction!. The process of locating, financing and developing spec properties has never been easier than it is with the help of online resources.

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Builder/Investor. SPEC Construction, Investment and Development Financing. As construction and financing professionals, we understand the importance of planning and preparation to the construction process, but even the most meticulously planned projects are guaranteed to have a few unexpected issues.

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Why not pre approve yourself tentatively "online" right now for an E-Z Construction Loan of up to $1 million dollars! Whether you want to build your dream home, build a four-plex, remodel your existing home, build 5 spec homes or just add on a den, It’s EASY! Because private money E-Z Construction Loans are approved primarily based on real.

Most construction loans take around 4 weeks to go from application to closing, but this assumes that there are no major delays. A rush loan can take two weeks but this leaves no room for investors, underwriters, appraisers, title, broker being real busy or holidays or sickness or major problems. Where can I get a construction loan?

Turn your vision into reality with a WAFD Bank construction loan. Your entire project is underwritten at one time, wrapping construction and permanent financing together. See how you’ll benefit from our decades of experience in custom construction. Start My Home Loan.

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I’ve seen 75% LTC on spec homes up to $7 million sales price. a chicago based firm that specializes in providing financing to builders & developers nationally. He can be reached at.

one time construction One time Construction Co replaced our roof; we are very satisfied with the professionalism, courtesy, and the clean-up after the job was done. We would be pleased to recommend them to our time close construction loan rates how much down payment for construction loan A construction loan allows the contractor to get paid for supplies needed on. require as large of a down payment as a construction-to-permanent loan.. how much you can afford to spend on construction and your mortgage.The ONE-TIME-CLOSE loan allows you to underwrite the entire project at once with only one closing fee. You are also in full control of your own loan. You will make interest only payments on any withdrawn amounts during the construction phase.

"Non-regulated money is expensive, but we see many home builders that are willing to pay more because they can get certainty of funding and get higher advance rates so they can bring in more equity to fund their projects," says Tom Farrell, Sabal’s director of home builder finance.

Spec Loans / Spec Money from 75,000 to 10,000,000. Multiple simultaneous projects ok. Build 2 ,3 or 4 homes at the same time and save a ton on costs. We can provide builder finance up to 94% of the project costs. If you own the lot, the lot may cover the down payment and perhaps closing costs as well.