Mortgage Prime Rate History Five Year Arm Rates Our lowest ARM rates 3- and 5-year ARMs. 3/1 ARMs and 5/1 ARMs generally provide the lowest interest rates. 10-year arms. The best short-term rates. conventional arms typically feature lower interest rates. Low monthly payments. An adjustable-rate mortgage. refinancing options..prime rate. 3.950%. Effective Date. October 25, 2018. Note: The effective date reflects the date which TD last altered its prime lending rate. Explore Products and Rates.. Flexible mortgage features that can help you pay down your mortgage faster. Learn more.

The average 30-year fixed mortgage rate fell 6 basis points to 3.91% from 3.97% a week ago. 15-year fixed mortgage rates fell 3 basis points to 3.28% from 3.31% a week ago.

Best Interest Rates On Home Loans Compare loans with low interest rates and fees. Get a cheap home loan that’s right for you. Compare loans with low interest rates and fees.. How to find the cheapest home loan rate By looking.

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers and assume no cash out. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

Interest rates for ag/business loans, student loans and other rates. All rates are subject to change daily. All rates are set at the time of loan funding.

Check out the mortgage rates charts below to find 30-year and 15-year mortgage rates for each of the different mortgage loans U.S. Bank offers. If you decide to purchase mortgage discount points at closing, your interest rate may be lower than the rates shown here.

Standard Variable Rates from 1959 – 2011. The same can be applied for home loan interest rates – you can analyse the past to see where in the economic cycle you currently stand with your mortgage. The economic cycle is currently composed of peaks and troughs. When there is a peak, economic activity tends to be strong along with high interest rates.

On this page you can find the average standard variable home loan interest rate from 1959 until the present, plus a graph showing the recent history of the RBA cash rate. Below that you can also find a selection of historic home loan rates by lender.