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The vote approved the passing of Senate Joint Resolution 60, which amends Section 50, Article XVI of the Texas Constitution, which applies to the origination or refinance of a home equity loan made on.

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In a vestige of old homestead protection laws, Texas cash-out refinances are bound by the provisions of any previous refinance, Mr. Walsh says. Many lenders thus won’t refinance a home that already.

In parts of Texas, the luxury real-estate market is hotter than a billy goat in a pepper patch. Median home prices appreciated as much as around 10% from late 2013 to late 2014 in the state’s top.