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The worst part of their home loan nightmare was about to begin, as the Pazes became two of the thousands of Americans who have struggled with unresponsive or negligent mortgage servicers. housing advocates say those problems haven’t stopped, despite government efforts to crack down on mortgage servicer abuses.

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And the worst offender?. In all, just 10 companies account for 77% of all mortgage complaints to the CFPB.. While dealing with issues with their mortgages can be a frustrating experience for consumers, the report found that.